What are the Risks?

They Know

People know that you’re tight on money. As with everything in life, people try to get an advantage. Sometimes, companies do not inform the borrower of all of the risks they could face.

We are talking about:

• high borrowing fees
• high interest rates
• high security risks involving personal information

How to Be Smart about it

Be Smart

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• Talk to the creditors DIRECTLY about a reduced payment plan or some extra time.
• Apply for a low APR credit card with a 0% balance transfer option.
• Get a Cash Advance for only the amount you need
• Start Getting your Credit Score Up!  Why? Having good credit allows you to take a big loans from the bank, instead of having to chase around multiple cash advance agencies